Social Security and Taxes: Changes for 2025 Social security benefits are linked to inflation, and with inflation largely under control, the large cost-of-living (COLA) increases of the last several years are now a thing of the past. This year’s increase was much smaller, and there are several other changes retirees need to think about …
https://youtu.be/sOfat-dEN4o Summary In this episode of Healthy and Wealthy Retirement, Mark Struthers discusses the importance of a holistic approach to retirement planning, emphasizing not just financial aspects but also social, physical, and emotional well-being. He explores the statistics surrounding retirement savings, particularly focusing on the top 1% of savers, and highlights the need for careful …
What do the top 1% of 50-somethings have saved for retirement? Read More »
https://youtu.be/EKBcbjRyFKYsummary In this conversation, Mark Struthers discusses the intricacies of permanent insurance, particularly focusing on its pros and cons, how it fits into financial planning, and the importance of making informed decisions. He emphasizes the need to understand what one is insuring, the potential benefits of tax-free death benefits, and the trade-offs between insurance and …
Is an Indexed Universal Life (IUL) Right For Your Retirement? Read More »
https://youtu.be/4KUzhoPKWQk Mark in Bloomberg Wealth talking Mortgage Rates: https://www.bloomberg.com/news/newsletters/2024-11-07/how-to-invest-after-trump-win-and-federal-reserve-rate-cut Summary In this conversation, Mark Struthers discusses the current state of mortgage rates, their relationship with treasury rates, and the impact of political events on the economy. He emphasizes the importance of understanding inflation and fixed-income strategies for retirement planning, especially in the context of rising …
https://youtu.be/HG-CAnjcTB0 Summary In this conversation, Mark Struthers discusses the phenomenon of ‘failure to launch’ among young adults, highlighting the financial burden on parents and the essential skills that young adults need to develop for independence. He emphasizes the importance of teaching financial literacy, planning for the future, and encouraging a sense of purpose in young …
https://youtu.be/Dsqypl2kbvo In this episode of the Healthy and Wealthy Retirement podcast, host Mark Struthers introduces the concept of holistic retirement planning with guest Alara Rosenberg, a non-financial retirement coach. They discuss the importance of addressing not just financial aspects but also emotional, social, and spiritual dimensions of retirement. Alara shares her journey into retirement coaching, …
Sona’s Open Enrollment Newsletter by Mark Struthers Articles: 1) Make the most of open enrollment 2) Checklists 3) HRA. vs. HSA vs. FSA 4) Mark in the media, and 5) Healthy & Wealthy YouTube Read on Substack
Health Savings Accounts Just Got More Powerful Healthcare is one of the biggest expenses in retirement. Medicare doesn’t cover everything, and healthcare costs tend to increase over time. Health Savings Accounts (HSAs) were created to help people put aside money for the expense of healthcare in retirement – and thanks to inflation, they …
HSAs (Health Savings Accounts) a Powerful Planning Tool Read More »
https://www.youtube.com/watch?v=1wBsf8HtH6U Summary In this conversation, Mark Struthers discusses the importance of a holistic approach to retirement planning, emphasizing the need for recalibration in mindset, portfolio management, and debt strategies in light of recent economic changes. He highlights the Federal Reserve’s actions, the current economic landscape, and offers insights into investment strategies and market trends to …
The Fed is Recalibrating: Here are 4 Things You Should be Recalibrating Too. Read More »
Donor advised funds (DAFs) empower individuals and families to manage their charitable giving in a streamlined, flexible way. This control allows a giving plan to develop and change over time, while the assets themselves can continue to grow. Depending on who provides the structure of the DAF, there may also be benefits in due diligence …
Donor Advised Funds (DAF): A Powerful Tool for a New Generation of Giving Read More »
