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Mark Struthers

24 Things To Do When A Loved One Dies (Get Your Free Emergency Binder!)

  Podcast Show Notes – The Architecture of Wealth   Date: 11/23/2022 Name of podcast: The Architecture of Wealth Episode title: What to Do When Someone Dies   Whether you’re handling the death of a loved one or you want to make life easier for your loved ones upon your death, these steps can help a …

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Can Charitable Bunching (Clumping) To A Donor Advised Fund (DAF) Lower Your Taxes?

Can Charitable Bunching (Clumping) To A Donor Advised Fund Lower Your Taxes?

Can Charitable Bunching (Clumping) To A Donor Advised Fund (DAF) Lower Your Taxes? As school starts and 2022 winds down, now is a good time to start thinking about lowering your tax bill, not just now but in the future too.  How can charitable bunching lower your taxes?   Bunching, or clumping, several years’ worth …

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SMAs & Direct Indexing – Separately Managed Accounts (SMAs) Can Lower Taxes

https://youtu.be/naCOYXtBIZA Mark discusses the four main reasons you may want to use an SMA: Taxes –Separately Managed Accounts (SMAs) Can Lower Taxes  Taking Your Own Tilt / Smart Beta ESG & SRI Concentration Diversification & Regulation Separately Managed Accounts (SMAs) Can Lower Taxes. Tax losses can be harvested at the individual stock level; this allows …

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Choosing A Trade School Over A Four-Year Degree – A Talk With A Parent (Audio Only)

Mark speaks with a real-life parent and discusses her son’s choice to attend a trade school. No one doubts that college can be a great post-high school choice for many, but all too often, the trades are not considered when that choice is made. Society puts a lot of pressure on all kids to get …

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The HOWs of the new student loan forgiveness

The HOWs of the new federal student loan forgiveness program  President Biden announced that a student loan forgiveness plan would go into effect this year for federal loan borrowers (not private). Some specifics are still being announced, but here’s what we know so far: How much is forgiven?  The plan will forgive $10,000 in student …

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NSOs (Non-Qualified Stock Options) vs. RSUs (Restricted Stock Units)

(Podcast and video to follow) Podcast: https://thearchitectureofwealth.podbean.com/e/nsos-vs-rsus-how-to-make-a-good-equity-compensation-choice/ Takeaways Blog RSUs vs. NSOs   Takeaways More companies are giving employees a choice between NSOs (Non-Qualified Stock Options) and RSUs (Restricted Stock Units). There is no right or wrong choice. It is about understanding the pros and cons of each and how they fit with your goals, …

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Luck & Retirement – Retiring Before A Lost Decade

The Architecture of Wealth Shownotes: Could retiring in the 2020s be as bad as retiring in the late 60s? Now is a scary time for retirees.  Mark reviews a Barron’s article about sequence-of-return risk and the luck (or bad luck) of retiring before a bad stretch of stock and/or bond market returns. https://www.barrons.com/articles/retirement-recession-bear-market-51657228473?mod=past_editions Mark expands …

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