https://youtu.be/RY77nIwrxP8 Summary In this conversation, Mark Struthers discusses the importance of financial planning, particularly focusing on cash flow management as individuals approach retirement. He emphasizes the need for tracking expenses, understanding investments, and aligning financial goals with life stages to ensure a healthy and wealthy retirement. Struthers provides insights into the complexities of retirement planning, …
https://youtu.be/5GuoHl_lR2k Summary In this conversation, Mark Struthers discusses the intersection of healthcare decisions and retirement planning, emphasizing the importance of being an active participant in both areas. He explores the themes presented in the book ‘Being Mortal’ by Atul Gawande, highlighting key questions that individuals should consider regarding their fears, hopes, and understanding of their …
Navigating Retirement: Insights from The Book ‘Being Mortal’ Read More »
https://youtu.be/2va-ji6Qttk Summary In this conversation, Mark Struthers discusses various models for managing expenses and withdrawals in retirement. He emphasizes the importance of understanding retirement expenses, particularly healthcare costs, and presents different strategies such as inflation adjustment, retirement spending smile, guardrails, and floor and ceiling models. Each model has its advantages and is tailored to help …
https://youtu.be/pg17W9cJKi4 Summary In this conversation, Mark Struthers discusses retirement guardrails, strategies designed to help retirees manage their withdrawal rates and spending to maximize their portfolio longevity and enjoyment during retirement. He emphasizes the importance of adjusting withdrawal rates based on market performance and the potential benefits of starting with a higher spending rate. The discussion …
https://youtu.be/DMF5zRSJrmk Summary In this conversation, Mark Struthers discusses the often-overlooked topic of retirement expenses, emphasizing the importance of understanding spending patterns before and during retirement. He introduces two primary models for predicting retirement spending: the Retirement Spending Smile and the Retirement Spending Stages. Struthers explains how inflation affects retirement budgets and the necessity of planning …
https://youtu.be/-NppaS8sxjU Summary In this conversation, Mark Struthers discusses the often-overlooked topic of retirement expenses, emphasizing the importance of understanding spending patterns and inflation in financial planning. He introduces the concept of the ‘retirement spending smile,’ which illustrates how spending typically changes throughout retirement. Struthers highlights the need for informed decision-making to ensure a healthy and …
Expenses In Retirement: The Retirement Spending Smile Read More »
https://youtu.be/sOfat-dEN4o Summary In this episode of Healthy and Wealthy Retirement, Mark Struthers discusses the importance of a holistic approach to retirement planning, emphasizing not just financial aspects but also social, physical, and emotional well-being. He explores the statistics surrounding retirement savings, particularly focusing on the top 1% of savers, and highlights the need for careful …
What do the top 1% of 50-somethings have saved for retirement? Read More »
https://youtu.be/Dsqypl2kbvo In this episode of the Healthy and Wealthy Retirement podcast, host Mark Struthers introduces the concept of holistic retirement planning with guest Alara Rosenberg, a non-financial retirement coach. They discuss the importance of addressing not just financial aspects but also emotional, social, and spiritual dimensions of retirement. Alara shares her journey into retirement coaching, …
https://youtu.be/nMTnPLG-8E8 Summary In this episode, Mark Struthers discusses the 10 times rule for retirement savings, exploring its relevance and practicality in today’s financial landscape. He explains the origins of the rule, its benchmarks, and why it may be too conservative for many individuals. Struthers emphasizes the importance of personalized financial planning over generic rules of …
https://youtu.be/4mI4swhfj8o Summary In this conversation, Mark Struthers discusses the multifaceted approach to retirement planning, emphasizing the importance of understanding inflation and its impact on retirees. He explores the compounding effects of inflation on purchasing power, particularly for those on fixed incomes, and offers strategies to mitigate these effects. Struthers highlights the significance of maintaining health …
