Podcast Show Notes – The Architecture of Wealth Date: 11/23/2022 Name of podcast: The Architecture of Wealth Episode title: What to Do When Someone Dies Whether you’re handling the death of a loved one or you want to make life easier for your loved ones upon your death, these steps can help a …
24 Things To Do When A Loved One Dies (Get Your Free Emergency Binder!) Read More »
Can Charitable Bunching (Clumping) To A Donor Advised Fund (DAF) Lower Your Taxes? As school starts and 2022 winds down, now is a good time to start thinking about lowering your tax bill, not just now but in the future too. How can charitable bunching lower your taxes? Bunching, or clumping, several years’ worth …
Can Charitable Bunching (Clumping) To A Donor Advised Fund Lower Your Taxes? Read More »
https://youtu.be/naCOYXtBIZA Mark discusses the four main reasons you may want to use an SMA: Taxes –Separately Managed Accounts (SMAs) Can Lower Taxes Taking Your Own Tilt / Smart Beta ESG & SRI Concentration Diversification & Regulation Separately Managed Accounts (SMAs) Can Lower Taxes. Tax losses can be harvested at the individual stock level; this allows …
SMAs & Direct Indexing – Separately Managed Accounts (SMAs) Can Lower Taxes Read More »
Mark speaks with a real-life parent and discusses her son’s choice to attend a trade school. No one doubts that college can be a great post-high school choice for many, but all too often, the trades are not considered when that choice is made. Society puts a lot of pressure on all kids to get …
Choosing A Trade School Over A Four-Year Degree – A Talk With A Parent (Audio Only) Read More »
The HOWs of the new federal student loan forgiveness program President Biden announced that a student loan forgiveness plan would go into effect this year for federal loan borrowers (not private). Some specifics are still being announced, but here’s what we know so far: How much is forgiven? The plan will forgive $10,000 in student …
Architecture of Wealth Show Notes: Is Your 529 Plan Packed? Getting Your 529 Plan Ready For College. (Please Forgive The Sound – We Were Outside For The Last Few Days Of Summer) As schools starts, many parents are beginning to tap their 529s. Those that packed their 529s in advance decreased the risk in at …
(Podcast and video to follow) Podcast: https://thearchitectureofwealth.podbean.com/e/nsos-vs-rsus-how-to-make-a-good-equity-compensation-choice/ Takeaways Blog RSUs vs. NSOs Takeaways More companies are giving employees a choice between NSOs (Non-Qualified Stock Options) and RSUs (Restricted Stock Units). There is no right or wrong choice. It is about understanding the pros and cons of each and how they fit with your goals, …
NSOs (Non-Qualified Stock Options) vs. RSUs (Restricted Stock Units) Read More »
The Architecture of Wealth Shownotes: Could retiring in the 2020s be as bad as retiring in the late 60s? Now is a scary time for retirees. Mark reviews a Barron’s article about sequence-of-return risk and the luck (or bad luck) of retiring before a bad stretch of stock and/or bond market returns. https://www.barrons.com/articles/retirement-recession-bear-market-51657228473?mod=past_editions Mark expands …
Luck & Retirement – Retiring Before A Lost Decade Read More »
Show Notes This week Mark goes through what it means when equity compensation options are underwater. Underwater Incentive Stock Options (ISOs) and Non-Qualified Stock Options (NSOs) have no intrinsic value. Because the strike price is more than the current market value, they show no value on your statement. Mark provides an example of an underwater …
What Does It Mean When Your Equity Compensation Is “Underwater”? Read More »
The Architecture of Wealth Podcast Show Notes – The Architecture of Wealth Episode Title: 6 Equity Comp Tips For Dealing With Market Volatility Embed podcast player Episode Introduction Market downturns and volatility affect equity compensation more than other types of investments. Non-qualified Stock Options (NSOs) and incentive stock options (ISOs) can be particularly hard hit. …
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