We all know about retirement letters to employers, but what about the person who’s been by your side through every late night, career win, and missed vacation? What if retirement was marked not just with HR paperwork, but with a heartfelt letter to your spouse, the real partner who carried you across the finish line?
In this episode, certified retirement counselor Mark Struthers introduces a novel idea: writing a retirement letter to your spouse. More than a love note, this letter sets expectations, celebrates sacrifices, and opens conversations that make the next chapter healthier, wealthier, and happier.
Get a one-page, customizable retirement letter template when you subscribe to our newsletter
What You’ll Learn:
- Why a retirement letter to your spouse can be just as important as the one to your boss.
- The 7-part framework for writing a meaningful letter.
- How to keep the letter light, specific, and heartfelt.
- Pitfalls to avoid (like overpromising or rehashing old baggage).
- Delivery tips to make it memorable.
- How the letter can become your “constitution” to guide you through this new stage of life.
Ideas Worth Sharing:
- “Careers end, but partnerships evolve.” – Mark Struthers
- “A retirement letter… is a love letter that marks a life transition, sets expectation, and celebrates your partner.” – Mark Struthers
- “When you write the letter, don’t let the perfect be the enemy of the good, but try to write a letter that they’ll keep on the nightstand.” – Mark Struthers
Resources:
- Work with Mark Struthers
- Subscribe to our Healthy & Wealthy newsletter and get our 2025 Tax Cheat Sheet: Subscribe here
–
Disclosure:
Investment advisory services are offered through Sona Financial LLC (DBA Sona Wealth Advisors, Sona Wealth, Sona Wealth Management), an investment adviser registered in the state of MN. Sona Financial only offers investment advisory services where it is appropriately registered or exempt from registration and only after clients have entered into an investment advisory agreement confirming the terms of engagement and have been provided a copy of the firm’s ADV Part 2A brochure and document.
This video or article is for educational purposes only and is not exhaustive. Nothing discussed during this show/episode should be viewed as investment advice. Diversification and/or any strategy that may be discussed does not guarantee against investment losses but is intended to help manage risk and return. If applicable, historical discussions and/or opinions are not predictive of future events. The content is presented in good faith and has been drawn from sources believed to be reliable. The content is not intended to be legal, tax, or financial advice. Please consult a legal, tax, or financial professional for information specific to your individual situation.
This content has not been reviewed by FINRA.