Retirement Planning

Love & Money

https://youtu.be/KeAM2q_mJWA Summary In this conversation, Mark Struthers discusses the intricate relationship between love and money, emphasizing the importance of communication, trust, and shared financial goals in maintaining a healthy partnership. He provides practical tips for navigating financial discussions, such as creating a safe space for conversations, setting shared goals, and delegating financial responsibilities. Additionally, he …

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Cash Flow Pre-Retirement

https://youtu.be/RY77nIwrxP8 Summary In this conversation, Mark Struthers discusses the importance of financial planning, particularly focusing on cash flow management as individuals approach retirement. He emphasizes the need for tracking expenses, understanding investments, and aligning financial goals with life stages to ensure a healthy and wealthy retirement. Struthers provides insights into the complexities of retirement planning, …

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Is an Indexed Universal Life (IUL) Right For Your Retirement?

https://youtu.be/EKBcbjRyFKYsummary In this conversation, Mark Struthers discusses the intricacies of permanent insurance, particularly focusing on its pros and cons, how it fits into financial planning, and the importance of making informed decisions. He emphasizes the need to understand what one is insuring, the potential benefits of tax-free death benefits, and the trade-offs between insurance and …

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Navigating Mortgage Rates in Retirement Planning. Why Did Rates Go Up After The Fed Lowered Rates?

https://youtu.be/4KUzhoPKWQk Mark in Bloomberg Wealth talking Mortgage Rates: https://www.bloomberg.com/news/newsletters/2024-11-07/how-to-invest-after-trump-win-and-federal-reserve-rate-cut Summary In this conversation, Mark Struthers discusses the current state of mortgage rates, their relationship with treasury rates, and the impact of political events on the economy. He emphasizes the importance of understanding inflation and fixed-income strategies for retirement planning, especially in the context of rising …

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Failure To Launch: Your Retirement Could Suffer (why is my 20-something still in the basement?)

https://youtu.be/HG-CAnjcTB0 Summary In this conversation, Mark Struthers discusses the phenomenon of ‘failure to launch’ among young adults, highlighting the financial burden on parents and the essential skills that young adults need to develop for independence. He emphasizes the importance of teaching financial literacy, planning for the future, and encouraging a sense of purpose in young …

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Navigating Retirement Beyond Finances – A Conversation with Retirement Coach Alara Rosenberg

https://youtu.be/Dsqypl2kbvo In this episode of the Healthy and Wealthy Retirement podcast, host Mark Struthers introduces the concept of holistic retirement planning with guest Alara Rosenberg, a non-financial retirement coach. They discuss the importance of addressing not just financial aspects but also emotional, social, and spiritual dimensions of retirement. Alara shares her journey into retirement coaching, …

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Is The 10x Rule For Retirement Right For You?

https://youtu.be/nMTnPLG-8E8 Summary In this episode, Mark Struthers discusses the 10 times rule for retirement savings, exploring its relevance and practicality in today’s financial landscape. He explains the origins of the rule, its benchmarks, and why it may be too conservative for many individuals. Struthers emphasizes the importance of personalized financial planning over generic rules of …

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Big Rock Little Rock

https://www.youtube.com/watch?v=rUCBWCYlOzc Summary How can you untangle the web of financial priorities when everything seems equally urgent? On this episode of Healthy and Wealthy Retirement, I, Mark Struthers, and my son, Will, present a practical and visually engaging solution. Together, we break down the “big rock, little rock” exercise, a straightforward strategy for prioritizing financial goals …

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Things To Know If Moving To A Low Income Tax State For Retirement

https://youtu.be/w6xLmPRi5YU Summary In this episode of Healthy and Wealthy Retirement, Mark Struthers discusses the implications of relocating to low tax states, emphasizing the importance of making informed decisions. He covers various factors to consider, including total tax burden, home affordability, quality of life, job opportunities, and healthcare costs. Struthers highlights the need for a holistic …

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