December 2024

Social Security & Taxes – Changes 2025

Social Security and Taxes: Changes for 2025   Social security benefits are linked to inflation, and with inflation largely under control, the large cost-of-living (COLA) increases of the last several years are now a thing of the past. This year’s increase was much smaller, and there are several other changes retirees need to think about …

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What do the top 1% of 50-somethings have saved for retirement?

https://youtu.be/sOfat-dEN4o Summary In this episode of Healthy and Wealthy Retirement, Mark Struthers discusses the importance of a holistic approach to retirement planning, emphasizing not just financial aspects but also social, physical, and emotional well-being. He explores the statistics surrounding retirement savings, particularly focusing on the top 1% of savers, and highlights the need for careful …

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Is an Indexed Universal Life (IUL) Right For Your Retirement?

https://youtu.be/EKBcbjRyFKYsummary In this conversation, Mark Struthers discusses the intricacies of permanent insurance, particularly focusing on its pros and cons, how it fits into financial planning, and the importance of making informed decisions. He emphasizes the need to understand what one is insuring, the potential benefits of tax-free death benefits, and the trade-offs between insurance and …

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Navigating Mortgage Rates in Retirement Planning. Why Did Rates Go Up After The Fed Lowered Rates?

https://youtu.be/4KUzhoPKWQk Mark in Bloomberg Wealth talking Mortgage Rates: https://www.bloomberg.com/news/newsletters/2024-11-07/how-to-invest-after-trump-win-and-federal-reserve-rate-cut Summary In this conversation, Mark Struthers discusses the current state of mortgage rates, their relationship with treasury rates, and the impact of political events on the economy. He emphasizes the importance of understanding inflation and fixed-income strategies for retirement planning, especially in the context of rising …

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