Sona Wealth Management Logo
Menu
Schedule a Meeting

retirement spending smile

Retirement Expenses: The Floor & Ceiling

Leave a Comment / Financial Planning, Retirement / By

https://youtu.be/2va-ji6Qttk Summary In this conversation, Mark Struthers discusses various models for managing expenses and withdrawals in retirement. He emphasizes the importance of understanding retirement expenses, particularly healthcare costs, and presents different strategies such as inflation adjustment, retirement spending smile, guardrails, and floor and ceiling models. Each model has its advantages and is tailored to help …

Retirement Expenses: The Floor & Ceiling Read More »

Expenses In Retirement: The Retirement Spending Smile

Leave a Comment / Retire Early, Retirement / By

https://youtu.be/-NppaS8sxjU Summary In this conversation, Mark Struthers discusses the often-overlooked topic of retirement expenses, emphasizing the importance of understanding spending patterns and inflation in financial planning. He introduces the concept of the ‘retirement spending smile,’ which illustrates how spending typically changes throughout retirement. Struthers highlights the need for informed decision-making to ensure a healthy and …

Expenses In Retirement: The Retirement Spending Smile Read More »