Inflation

Maximizing Retirement: The Role of Guardrails

https://youtu.be/pg17W9cJKi4 Summary In this conversation, Mark Struthers discusses retirement guardrails, strategies designed to help retirees manage their withdrawal rates and spending to maximize their portfolio longevity and enjoyment during retirement. He emphasizes the importance of adjusting withdrawal rates based on market performance and the potential benefits of starting with a higher spending rate. The discussion …

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Expenses In Retirement: The Retirement Spending Smile

https://youtu.be/-NppaS8sxjU Summary In this conversation, Mark Struthers discusses the often-overlooked topic of retirement expenses, emphasizing the importance of understanding spending patterns and inflation in financial planning. He introduces the concept of the ‘retirement spending smile,’ which illustrates how spending typically changes throughout retirement. Struthers highlights the need for informed decision-making to ensure a healthy and …

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Navigating Mortgage Rates in Retirement Planning. Why Did Rates Go Up After The Fed Lowered Rates?

https://youtu.be/4KUzhoPKWQk Mark in Bloomberg Wealth talking Mortgage Rates: https://www.bloomberg.com/news/newsletters/2024-11-07/how-to-invest-after-trump-win-and-federal-reserve-rate-cut Summary In this conversation, Mark Struthers discusses the current state of mortgage rates, their relationship with treasury rates, and the impact of political events on the economy. He emphasizes the importance of understanding inflation and fixed-income strategies for retirement planning, especially in the context of rising …

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The Fed is Recalibrating: Here are 4 Things You Should be Recalibrating Too.

https://www.youtube.com/watch?v=1wBsf8HtH6U Summary In this conversation, Mark Struthers discusses the importance of a holistic approach to retirement planning, emphasizing the need for recalibration in mindset, portfolio management, and debt strategies in light of recent economic changes. He highlights the Federal Reserve’s actions, the current economic landscape, and offers insights into investment strategies and market trends to …

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Understanding Risk In Retirement

https://youtu.be/T_FUJSZANM8 Summary In this conversation, Mark Struthers discusses the importance of understanding and managing various risks associated with retirement. He emphasizes a holistic approach to retirement planning that includes financial, health, and emotional aspects. Struthers highlights specific risks such as longevity, inflation, and investment risks, and provides insights on how to navigate these challenges effectively. …

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