healthcare costs

Retirement Expenses: The Floor & Ceiling

https://youtu.be/2va-ji6Qttk Summary In this conversation, Mark Struthers discusses various models for managing expenses and withdrawals in retirement. He emphasizes the importance of understanding retirement expenses, particularly healthcare costs, and presents different strategies such as inflation adjustment, retirement spending smile, guardrails, and floor and ceiling models. Each model has its advantages and is tailored to help …

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Maximizing Retirement: The Role of Guardrails

https://youtu.be/pg17W9cJKi4 Summary In this conversation, Mark Struthers discusses retirement guardrails, strategies designed to help retirees manage their withdrawal rates and spending to maximize their portfolio longevity and enjoyment during retirement. He emphasizes the importance of adjusting withdrawal rates based on market performance and the potential benefits of starting with a higher spending rate. The discussion …

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Expenses In Retirement: The Retirement Spending Smile

https://youtu.be/-NppaS8sxjU Summary In this conversation, Mark Struthers discusses the often-overlooked topic of retirement expenses, emphasizing the importance of understanding spending patterns and inflation in financial planning. He introduces the concept of the ‘retirement spending smile,’ which illustrates how spending typically changes throughout retirement. Struthers highlights the need for informed decision-making to ensure a healthy and …

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Things To Know If Moving To A Low Income Tax State For Retirement

https://youtu.be/w6xLmPRi5YU Summary In this episode of Healthy and Wealthy Retirement, Mark Struthers discusses the implications of relocating to low tax states, emphasizing the importance of making informed decisions. He covers various factors to consider, including total tax burden, home affordability, quality of life, job opportunities, and healthcare costs. Struthers highlights the need for a holistic …

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