portfolio longevity

Retirement Expenses: The Floor & Ceiling

https://youtu.be/2va-ji6Qttk Summary In this conversation, Mark Struthers discusses various models for managing expenses and withdrawals in retirement. He emphasizes the importance of understanding retirement expenses, particularly healthcare costs, and presents different strategies such as inflation adjustment, retirement spending smile, guardrails, and floor and ceiling models. Each model has its advantages and is tailored to help …

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Maximizing Retirement: The Role of Guardrails

https://youtu.be/pg17W9cJKi4 Summary In this conversation, Mark Struthers discusses retirement guardrails, strategies designed to help retirees manage their withdrawal rates and spending to maximize their portfolio longevity and enjoyment during retirement. He emphasizes the importance of adjusting withdrawal rates based on market performance and the potential benefits of starting with a higher spending rate. The discussion …

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