Retirement Planning Services, Minnesota
How Does Sona Add Value?
Retirement Planning Includes:
- Behavioral Coaching
- Access to a CFA and CFP
- Employer Benefit Review
- Investment Analysis
- Equity Compensation Review and Integration
- College Planning & 529 Recommendations
- Cash Flow & Debt Management
- Estate Planning Review
- Insurance & Risk Review
- Tax Planning
- Maximizing Social Security
- Medicare Analysis
- Long-term Care Analysis
- Income Production
- Safe Withdrawal Rates
- Wealth Preservation
- Roth IRAs
- Legacy and Gifting
- Managing Required Min Distributions (RMDs)
- Deferred Compensation Review and Integration
Planning for retirement is more difficult than ever. We are living longer; inflation is more of a risk, especially healthcare risk. One of the major benefits of running scenarios and making sure the "numbers look good" is that you don't have to worry about the numbers. You can focus on what a "desired" lifestyle looks like -- matching your money with your values. Most people don't spend enough time defining what "desired."
3-Lane Value Proposition
Do you have a single-lane advisor?
Every client’s financial journey is unique. Sona’s goal is to make this journey well-balanced and purposeful by aligning the client's resources with their needs, values, and goals.
To do this, we don't stick to just one lane of your complex financial road like most advisors; we use all three.
#1
Ongoing Investment Management
Including 401(k)s, Traditional IRAs, Roth IRA's, 529 Plans, and non-qualified accounts.
#2
"What-If"
Financial & Retirement Planning
The process of determining how best an individual or family can meet their goals through the proper management of financial resources. Including making the most of Social Security and Medicare.
#3
Tax Management & Retirement Distribution Planning
Including IRA and Pension Distributions and Legacy and Estate Planning
