February 2025

Love & Money

https://youtu.be/KeAM2q_mJWA Summary In this conversation, Mark Struthers discusses the intricate relationship between love and money, emphasizing the importance of communication, trust, and shared financial goals in maintaining a healthy partnership. He provides practical tips for navigating financial discussions, such as creating a safe space for conversations, setting shared goals, and delegating financial responsibilities. Additionally, he …

Love & Money Read More »

Cash Flow Pre-Retirement

https://youtu.be/RY77nIwrxP8 Summary In this conversation, Mark Struthers discusses the importance of financial planning, particularly focusing on cash flow management as individuals approach retirement. He emphasizes the need for tracking expenses, understanding investments, and aligning financial goals with life stages to ensure a healthy and wealthy retirement. Struthers provides insights into the complexities of retirement planning, …

Cash Flow Pre-Retirement Read More »

Navigating Retirement: Insights from The Book ‘Being Mortal’

https://youtu.be/5GuoHl_lR2k Summary In this conversation, Mark Struthers discusses the intersection of healthcare decisions and retirement planning, emphasizing the importance of being an active participant in both areas. He explores the themes presented in the book ‘Being Mortal’ by Atul Gawande, highlighting key questions that individuals should consider regarding their fears, hopes, and understanding of their …

Navigating Retirement: Insights from The Book ‘Being Mortal’ Read More »

Retirement Expenses: The Floor & Ceiling

https://youtu.be/2va-ji6Qttk Summary In this conversation, Mark Struthers discusses various models for managing expenses and withdrawals in retirement. He emphasizes the importance of understanding retirement expenses, particularly healthcare costs, and presents different strategies such as inflation adjustment, retirement spending smile, guardrails, and floor and ceiling models. Each model has its advantages and is tailored to help …

Retirement Expenses: The Floor & Ceiling Read More »

Maximizing Retirement: The Role of Guardrails

https://youtu.be/pg17W9cJKi4 Summary In this conversation, Mark Struthers discusses retirement guardrails, strategies designed to help retirees manage their withdrawal rates and spending to maximize their portfolio longevity and enjoyment during retirement. He emphasizes the importance of adjusting withdrawal rates based on market performance and the potential benefits of starting with a higher spending rate. The discussion …

Maximizing Retirement: The Role of Guardrails Read More »

Expenses In Retirement: Retirement Stages

https://youtu.be/DMF5zRSJrmk Summary In this conversation, Mark Struthers discusses the often-overlooked topic of retirement expenses, emphasizing the importance of understanding spending patterns before and during retirement. He introduces two primary models for predicting retirement spending: the Retirement Spending Smile and the Retirement Spending Stages. Struthers explains how inflation affects retirement budgets and the necessity of planning …

Expenses In Retirement: Retirement Stages Read More »